Life Settlement is simply the sale of a life insurance policy that is no longer needed or affordable. Typically, the sale involves an insured that is 65 years of age or older with an outside investment company that provides the owner with a lump sum cash settlement.
A Life Settlement effectively allows the non-negotiable cash surrender
value of the policy to BECOME NEGOTIABLE, thus potentially benefiting the
policy holder immensely. It involves settling for cash that is more than
any surrender value but less than the net death benefit. We urge
you to have your life insurance policy appraised (evaluated) and determine
its true value, as it is very likely that your policy is worth much more
than your insurance company is willing to give you if you surrender it.
In the case that the policy is no longer needed or cannot be afforded
-- please continue.
Call 1-800-588-9892 or complete our Policy
Appraisal Form and allow us to appraise your policy first! It costs
nothing to have this important step accomplished for you.
If an individual 65 years of age or older is contemplating canceling,
surrendering or lapsing a life insurance policy, it is imperative that
they first call us. The "Life Settlement Option" may be worth
many thousands of additional dollars for your unwanted / unneeded/ or unaffordable
life insurance policy.
There is no hassle--and the cash derived from a Life Settlement, can
be transferred to your bank account more quickly and easily then you might
imagine. Millions of Americans sell such common instruments such as real
estate, stock, bonds etc. every day to raise cash--but very few know that
through a Life Settlement, they can negotiate a cash sale for their life
insurance.
The cash derived from a Life Settlement may be used for a dream vacation,
purchasing a new car, home improvement, bill paying, or any other use you
desire
CAUTION: DO NOT CONSIDER SELLING ANY INSURANCE POLICY YOU MAY HAVE IF YOUR BENEFICIARIES WILL NEED THE FACE VALUE OF THE POLICY UPON YOUR DEATH, unless you cannot afford to continue the coverage.