Richard F., Scranton, PA, age 70, is a retired airline pilot in good health. Since his children were grown he no longer needed his $2,000,000 convertible term policy. He considered letting it lapse rather than continue paying the high monthly premiums, and he assumed there was no cash value for a term policy. He heard about Policies USA and was surprised to learn that a term policy could yield cash. We negotiated a Life Settlement of $235,000. He used part of the funds to buy a sailboat.
George G., Tacoma, WA, age 67 has had a heart condition for several years. He wanted to travel while his health still allowed him to do so. His Universal Life policy with face amount of $250,000 had an insufficient cash value of $13,000. His wife heard about Life Settlements on the internet and contacted PoliciesUSA who obtained an $ 89,500 settlement for him. They are now planning a cruise to Alaska.
Sarah M., Milwaukee, WI, age 77 is in good health, but her husband needs expensive heart surgery. She has carried a whole life policy for 25 years paid for by her old employer to age 70 with a face value of $700,000. According to the terms of the policy, her cash value would be only $25,000. One of her relatives told her about PoliciesUSA. She contacted us and we negotiated a Life Settlement of $235,000.
Charles G., Camden, NJ, age 64 had just undergone bypass surgery. His medical insurance did not cover all the hospital bills plus his wife also needed surgery. He had a Whole Life policy with a face value of $ 550,000 for which he could no longer continue the monthly premiums. He thought he would be forced to let the policy lapse that had only a cash value of $7,900. He heard about Life Settlements from a friend who suggested he contact PoliciesUSA. Less than six weeks later we negotiated a cash settlement for him of $127,900.
Arthur S., Elgin, IL, age 72 has had successful prostate cancer surgery. He wants to re-locate with his wife to a southern climate. For 30 years he had carried a $1,000,000 convertible term policy but assumed there was no cash value. A former co-worker told him he had heard about Life Settlements on the Internet. Arthur contacted PoliciesUSA and was pleased to learn that a term policy could yield cash, and we negotiated for him $110,000. He and his wife are now planning to move to Arizona.
Roger T., Atlanta, GA, age 75 has diabetes but is in fair health otherwise. He and his wife have no children at home and no longer need the $2,500,000 Universal Life policy he has carried for 30 years. He and his wife wish to travel. He was just about to accept the $125,000 cash surrender value offered by his insurance company when he heard about PoliciesUSA. We negotiated a Life Settlement of $590, 000, more than triple what he was offered from his company. Roger and his wife are now planning a world cruise.
Lillian T., Akron, OH, age 81 is in fair health and wants to buy a condominium in a pleasant climate. She has had a Universal Life policy for over 40 years with a face value of $1,500,000, which she no longer needs and was offered a cash surrender value of $49,000 by her insurance company. She was about to accept when she saw our website. She contacted us and we were able to negotiate a Life Settlement of $271,000 which enabled her to buy a beach condo in Florida.
Marcia M., New York, NY, retired at 66, has been diagnosed with breast cancer. Her prognosis is fair and she wants to spend her remaining years visiting her children, two of which live in Europe. She has owned a Universal Life policy for 30 years with a face value of $300,000 and a cash value of $28,000. On the recommendation of one of her friends, she visited our website and PoliciesUSA managed to obtain a Life Settlement of $101.000, which will allow her to travel for many years.
John H., Boynton Beach, FL, age 79 is a retired doctor in good health. He no longer needs nor can afford to pay the monthly premiums on his Universal Life policy with a face amount $2,000,000. He has been informed by his insurance company that the cash surrender value of the policy is just $44,000. He wants to buy a motor home to travel around the country. A friend advised him to contact PoliciesUSA. We managed to negotiate a Life Settlement of $344,000 which not only allowed him to purchase his new Winnebago for cash but allowed him to travel debt free.
Tom M., Chicago, IL, age 81 is still working, just recovered from cancer, and only in fair health. He was offered just $110,000 cash value on his $1,000, 000 Whole Life Policy. Referred by a friend he contacted PoliciesUSA and managed to receive a $389,000 settlement which he now is using for travel and some quality time with his family.